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Section 361-145 of the Connecticut General Statutes requires certain applications for a branch, of for a limited branch at which loans will be made, address how the establishment of the branch will be consistent with safe and sound banking practices and promote the public convenience and advantage.  Plans are submitted when such applications are filed and are available for public inspection and comment at this Department for a period of 30 days.  Questions concerning branch activity should be directed to the Financial Institutions Division, (860) 240-8180.

DATE: December 18, 2017

BANK:  Fairfield County Bank, Ridgefield

LOCATION:  FROM:  1312 Post Road, Fairfield, CT  06824

                  TO:  2000 Post Road, Suite 103, Fairfield, CT  06824

ACTIVITY-BRANCH TYPE:  Relocated Branch Effective Date - Full Service

DATE: January 12, 2018

BANK:  Darien Rowayton Bank, Darien

LOCATION:  1995 Broadway, 14th Floor, New York, NY  10023

ACTIVITY-BRANCH TYPE:  Withdrew application for Limited Branch

On January 16, 2018, the Commissioner issued a Temporary Order to Cease and Desist, Order to Make Restitution (“Order to Make Restitution”), Notice of Intent to Issue Order to Cease and Desist, Notice of Intent to Impose Civil Penalty and Notice of Right to Hearing (collectively “Notice”) in the Matter of: RMMG, LLC a/k/a Residential Mortgage Modification Group, LLC (“Respondent”), Bridgeport and Norwalk, Connecticut. The Notice was the result of an investigation by the Consumer Credit Division. The Commissioner alleges that Respondent, whose members include Todd A. Fagan, Sr. and Rob Ramnath, engaged in debt negotiation in Connecticut without obtaining the required license, in violation of Section 36a-671(b) of the Connecticut General Statutes. As part of the Order to Make Restitution, Respondent was ordered to repay fees to identified Connecticut debtors plus interest, and to repay any other Connecticut debtor who entered into an agreement for debt negotiation services with Respondent on or after October 1, 2009, any fees paid by such Connecticut debtor to Respondent plus interest. The Commissioner also found that public welfare required the issuance of a Temporary Order to Cease and Desist against Respondent. Respondent was afforded an opportunity to request a hearing with regard to the allegation set forth in the Notice.