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Section 36a-145 of the Connecticut General Statutes requires certain applications for a branch, or for a limited branch at which loans will be made, address how the establishment of the branch will be consistent with safe and sound banking practices and promote the public convenience and advantage.  Plans are submitted when such applications are filed and are available for public inspection and comment at this Department for a period of 30 days.  Questions concerning branch activity should be directed to the Financial Institutions Division, (860) 240-8180.

Date	Bank	Location	Activity-Branch Type
07/18/16	Liberty Bank Middletown	FROM:  215 Church Street            New Haven, CT 06510 TO:      153 College Street            New Haven, CT 06510	Relocation Effective Date – Full Service

Date	Credit Union	Location	Activity
07/19/16	Mutual Security Credit Union Shelton	12 Progress Drive Shelton, CT  06484	Approved

On July 14, 2016, the Commissioner issued a Temporary Order to Cease and Desist, Order to Make Restitution (“Order to Make Restitution”), Notice of Intent to Issue Order to Cease and Desist, Notice of Intent to Impose Civil Penalty and Notice of Right to Hearing (collectively “Notice”) in the Matter of:  American Billing & Collections, Inc. (“Respondent”), Newington, Connecticut.  The Notice was the result of an investigation by the Consumer Credit Division.  Among other allegations, the Commissioner alleges that Respondent acted within this state as a consumer collection agency without a consumer collection agency license, in violation of Section 36a-801(a) of the 2016 Supplement to the General Statutes, and engaged in unfair or deceptive acts or practices, in violation of Sections 36a-806(a) and 36a-808 of the Connecticut General Statutes.  Respondent was afforded an opportunity to request a hearing with regard to the allegations set forth in the Notice.