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Date	Bank	Location	Activity
10/07/13	The Washington Trust Company Westerly, RI	*Soundview Plaza, Suite 700R   1266 East Main Street   Stamford, CT  06902	Approved
10/10/13	The Washington Trust Company Westerly, RI	*Soundview Plaza, Suite 700R   1266 East Main Street   Stamford, CT  06902	Opening Date
10/11/13	Bankwell Bank New Canaan	FROM:  2150 Post Road            Fairfield, CT  06824 TO:      One Sasco Hill Road            Fairfield, CT  06824	Non- Objection
10/11/13	Bankwell Bank New Canaan	FROM:  2248 Black Rock Tnpk            Fairfield, CT  06824 TO:      2220 Black Rock Tnpk            Fairfield, CT  06824	Non- Objection
10/11/13	Manufactuers and Traders    Trust Company Buffalo, NY	*501 Merritt 7   Norwalk, CT  06851	Filed
*Loan Production Office

On September 23, 2013, the Commissioner issued a Notice of Intent to Issue Order to Cease and Desist, Notice of Intent to Impose Civil Penalty and Notice of Right to Hearing (“Notice”) in the Matter of:  Western Sky Financial, L.L.C. (“Western Sky”) and Martin A. Webb (“Webb”) (collectively, “Respondents”), South Dakota.  The Notice was the result of an investigation by the Consumer Credit Division.  The Notice alleges that:  (1) Western Sky engaged in the business of making loans without obtaining the required license, in violation of Section 36a-555(1) of the Connecticut General Statutes; (2) Western Sky made or offered consumer loans to borrowers in Connecticut, in violation of Section 36a-555(2) of the Connecticut General Statutes; (3) Western Sky acted as an agent for a third party without obtaining the required license, in violation of Section 36a-555(3) of the Connecticut General Statutes; (4) Western Sky contracted for interest at a rate greater than 12% on at least 3,800 consumer loans to Connecticut residents in amounts less than $15,000, in violation of Section 36a-573(a) of the Connecticut General Statutes; and (5) as the sole owner and member of Western Sky, Webb indirectly contracted for interest at a rate greater than 12% on at least 3,800 consumer loans made by Western Sky to Connecticut residents in amounts less than $15,000, in violation of Section 36a-573(a) of the Connecticut General Statutes.  Respondents were afforded an opportunity to request a hearing on the Notice.